What Is A Home Inspection?
We want to thank Tony for the excellent job done. We are very impressed with all of the time and effort he took explaining all the details to us. We will highly recommend Tony to anyone! He knows what he is talking about and doing, which results in a smooth inspection.
A home inspection is an
objective visual analysis
of a home’s structure and systems. An inspection can determine the areas of a home that are not performing properly, items that are beyond their useful life or are unsafe. Inspections will include areas of the home’s interior and exterior from the roof to the foundation and the exterior drainage and retaining walls. If problems or symptoms are found, the inspector may recommend further evaluation. A home inspection is a visual inspection to determine problems or conditions that exist at the time of the inspection. A home inspection is not a warranty or guarantee. A warranty can be obtained separately.
Why Do I Need A Home Inspection?
The purchase of a home is one of that largest investments you will make. It is important that you know as much as possible about this purchase. A home inspector is trained to be able to evaluate the home in detail and give you a report that will allow you to make a good decision about purchasing the home. An inspection report will describe the home in detail and will highlight the areas that are of concern. Home inspections are a good idea even if you are already a homeowner. We all get physical checkups - why not give your home a checkup. Many homeowners are living in homes that have serious problems, that if identified early, can save considerable repair costs. Water leaks can cause serious and costly problems but if they are caught early can be repaired at little cost. A home inspection will also give you an outline of the routine maintenance that needs to be done to the home. Home sellers will want an inspection to find problems that a buyers inspection would have found. The seller can then make the repairs prior to the home going on the market.
What To Look For In An Inspector?
(if applicable in your state)
Indiana Requires it
Affiliation with an Inspection Organization
Look for an inspector who is associated with a professional inspection organization.
If the inspector breaks something, will they be able to pay for it. Most states that have licensing, require this type of insurance.
Error and Omissions:
Do they have insurance to pay for things that were over-looked. For example, if the foundation is cracked and the inspector did not put it in the report. General Liability does not cover these types of mistakes. Most states DO NOT require this insurance. It is a good way to know that your inspector is going the extra mile.
Residential Construction Experience
Most inspectors do not have this.
Some have plumbing, roofing, or some other specific experience. The home is a system of many different components. Few have experience in all. The more the inspector knows about the home overall, the better he/she is able to find problems.
Home Inspection Training
Have they gone through any extensive training in home inspection? There are several training companies that provide hands-on training. Also, you may ask what other related experience the inspector has. Many inspectors have been in the building trades for several years and have considerable knowledge of home construction.
There are several local organizations that provide support for the Home Inspectors in a certain state or region. It is important that the inspector belongs to an association and abides by the standards of practice and code of ethics that require professionalism in the industry. One of these is InterNACHI. Inter National Association of Certified Home Inspectors.
Copies of the Standards are available free from
Located on our Standards of Practice page
The International Association of Certified Home Inspectors (InterNACHI) is the world's largest, non-profit inspection association. Our home buying clients enjoy the professionalism only InterNACHI Certified Inspectors can provide. Our inspectors have all successfully passed:
The National Exam
InterNACHI's Inspector Examination
Standards of Practice Training
Code of Ethics Course
Required continuing education courses
and are InterNACHI Certified.
InterNACHI: the very best home inspectors.
The Home Inspectors
Code of Ethics:
Prohibits members from engaging in conflict of interest activities which might compromise their objectivity. This is the consumer's assurance that the inspector will not, for example, use the inspection to solicit or refer other work.
If any home inspector tries to offer any services that are listed on the inspection report
DO NOT USE THAT INDIVIDUAL
For example if that home inspector does a radon test and finds that there is a high reading. Do not let that home inspector put in a radon mitigation system.
The home inspector is in violation of the
**CODE OF ETHICS**
and he/she just might be trying to get more business out of you.
** AND IT IS UN-ETHICAL **
In order to assist home inspectors in furthering their education, NACHI sponsors a number of technical seminars and workshops throughout the year, often in cooperation with one of its nearly 50 Chapters. NACHI also serves as a public interest group by providing accurate and helpful consumer information to home buyers on home purchasing and home maintenance.
What Does A Typical
Home Inspection Include?
The home inspector's report will review the condition of the home's heating system, plumbing, electrical system and central air conditioning system (temperature permitting), as well as the roof, attic, visible insulation, walls, ceilings, floors, windows, doors, foundation, basement, landscaping, visible structure and a lot more.
How Much Does A Typical
Home Inspection Cost?
Each home inspection company has their own pricing structure. Inspection fees vary based on the area of the country and the type of home or building, the size of the home and the features of the home. Most inspectors will charge extra for additional services such as radon testing, termite inspections, well and septic inspections etc.
The cost of the inspection should not be a consideration for hiring an inspector. Usually the lower the cost, the lower the education.
A good inspection that informs you of all the potential problems in a home is worth the money. A bargain inspector may give you an inferior report.
Generally, you get what you pay for and there is no reason to take chances on such a large investment.
Once you have purchased the home it may be very costly to repair problems that were omitted from an inferior inspection report.
Many inspectors will offer
you services such as :
Ask where they take your samples
Ask their background and experience related to termite inspections. Ask what the specifics are for this inspection
Gas Line Checks
All accessible gas lines, joints, and connections should be checked for leaks. The vent system should be checked for tight fittings and rusted sections for possible C02 leakage
Mold testing should be performed by trained personnel who specialize in this field. Samples should be examined by a laboratory for accurate results.
Where did they get there training
Some inspectors can leave a machine there to have the results in 48 hours. Others will mail the testing equipment and have the results in less than a week.
Lead testing should be performed by trained personnel who specialize in this field. Samples should be examined by a laboratory for accurate results.
There are more tests that can be done to a home. This gives you a general idea what to look for.
Can I Do An Inspection Myself?
Most home buyers will look at a home that they want to purchase and look for reasons to purchase the home. The prospective home buyer is not able to look at the home with the unbiased critical eye that a home inspector will. Even a home buyer with construction experience does not have the knowledge and experience that a GOOD home inspector has. A good inspector is trained and experienced in finding the clues in a home that indicate problems. These clues are sometimes very subtle and hard to find. Most inspectors have performed hundreds to thousands of inspections and are familiar with problems with certain building materials or building styles.
When Purchasing A Home, When Should I Call For A Home Inspection?
When purchasing a home, you will want to have the home inspected within a few days after the purchase agreement is signed.
You will want to make sure you have a clause in your purchase agreement that allows you to have an inspection and that you have the right to terminate the agreement if you find the home in unsatisfactory condition. This clause should specify the terms to which both the buyer and seller are obligated.
Should I Be There During the Inspection?
We recommend that you are present at the inspection. Most reputable inspectors would prefer you be there as well as ask questions before, during and after the inspection is completed. Most inspectors will point out the areas that are potential problems. This is important because you will be able to see for yourself the extent of problems that are sometimes hard for an inspector to convey in a report. Most inspectors will also show you how the home works and show you what things will need to be maintained in order to keep the home in good condition.
What If the Inspection
Report Reveals Problems?
Even new construction homes will have problems.
This is why we recommend an inspection even for new construction. Your inspector will be able to identify major and minor problems that can be costly. Minor problems are to be expected and can be repaired either before or after closing. Major problems may require a negotiation between you and the seller as to how to fix the problems. Either by having them fix the problem, having a professional fix the problem, or a price reduction of the home are just a few options. A seller may adjust the purchase price or contract terms if major problems are found. If the problems are costly you will be able to make your decision about purchasing the home with the proper knowledge about the future cost of the home.
We are NOT a part time
working hard for you!!!
Would you want someone with absolutely
NO experience inspecting your home?
And before you risk years of unhappiness from undiscovered defects and possibly tens of thousands of dollars, you owe it to yourself to know the facts about home inspection companies in Indiana…..
It takes a full time home inspector Hundreds of Home Inspections before they start to develop their eyes, ears and nose for hunting down problems. Part-time home inspectors simply don’t have the time in the field to develop that radar.
To become a home inspector in Indiana, you only need to take a class and pass a test.
NO prior experience is required,
Questions to ask your home inspector.
How long they have been in business?
Do they have construction experience?
How many inspections have they done?
You may be getting an inspector that just passed the course and has never done a home inspection before.
Do they have E & O insurance?
This insurance protects you the buyer if they make a mistake.
These are just a few of the questions you should ask. Please call us so we can discuss your inspection needs and educate you on the home inspection process.
If you decide not to buy the first home we inspect for any reason, we will deduct $50 off any consecutive inspection upon request at the time of booking.
These tips are provided by AM Home Inspections. We provide this information in an attempt to inform people about the home inspection process. These statements comprise our opinion about home inspections and inspectors. Seek addition help if needed.
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